Lodestone as a TLOxp alternative.
TLOxp is the enterprise incumbent in this category, and for large operations it is a serious product. If you are comparing it against us, here is a straight account of where the two differ — and where they do not.
Premium data, from the same wholesale tier.
Both platforms are assembled from the same class of sources: premium credit header data from the nationwide credit bureaus, alternative bureaus, property and vehicle registries, court and public records. This is not a case of a cheap file undercutting an expensive one — the underlying data is the same tier, and we would rather say so than imply a coverage advantage we cannot prove.
Test it the only way that means anything: take twenty subjects whose answers you already know, run them through both, and compare. That beats any vendor's claim, ours included.
The commercial shape, and how purpose is recorded.
Priced for a small firm, not an enterprise
Enterprise platforms are built around negotiated agreements, and the economics tend to assume volume. Ours are published on the website: a flat $5 a month for account maintenance, then per-search rates that anyone can read before applying. A solo investigator running thirty searches a month pays for thirty searches.
No search minimum, no seat licence
The $5 is not a spend commitment and does not convert into search credit. Seats are free, so every investigator, paralegal and clerk gets their own login and their own line in the audit trail rather than sharing one expensive seat — which is how accountability quietly disappears.
An access agreement with no commitment
You do sign one. A platform carrying this data cannot responsibly hand it out on a click-through, so the agreement sets out permissible purpose, data handling and audit obligations. What it does not contain is a term, a volume commitment or a termination fee. Cancel whenever you like.
Purpose recorded per search
Every search carries its own permissible-purpose code and matter reference — not the account, not the session. If the account is not credentialed for that purpose against that data class, the search does not run, is not billed, and is still written to the log. Blocked attempts are part of the record, which is what makes the record worth anything.
Bank and brokerage location is not offered
Not at any price, and no product code returns it. If account location from the same vendor is part of your workflow, we are not that vendor — worth knowing before you apply rather than mid-matter.
Reasons to stay where you are.
If you run at real enterprise volume and already have a negotiated agreement, your effective per-search cost may well beat our published rates. Compare the actual numbers rather than the list price, and count the integrations you would have to rebuild.
We are also newer, and we do not have a decades-long operating record. If that is what your risk committee needs, it is a legitimate reason to choose otherwise. What we offer instead is published pricing, no lock-in, and a compliance model you can inspect before committing anything.
Compare it on your own subjects.
$5 plus whatever you actually run.